The Number One Fraud Scheme
by Teresa Ambord
Do you know what the number one fraud scheme in America is? It’s called advance-fee loans. If you’ve been a victim, you’re not alone. According to the Federal Trade Commission (FTC) over 4.5 million have Americans fallen for the advance-fee loan scam by paying money to a broker to get a loan or credit card that never materialized. Some paid more than once.
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Good Debt vs. Bad Debt
by Teresa Ambord
Debt is a dirty word...isn't it? We all know that debt is something we want to avoid. But the fact is, credit has never been easier to obtain. If you're like most people, you're bombarded with credit card offers of varying quality. Even teenagers and children may receive such offers. While it's true that credit card debt is costly, that doesn't mean that debt in itself is bad. There's bad debt and then there's good debt. Do you know the difference?
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Protecting Your Identity: Online Credit Reports
By Jonathan Berohn
Keeping tabs on your credit history has always been a smart course of action. In addition to the obvious, people and companies use your credit scores from everything to hiring decisions to determining your insurance rate. Something as simple as a reporting error can have serious consequences in all sorts of aspects of your life. Today, with the glut of identity thefts days, watching your credit scores has never been more important.
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