Are fees eating away at your mutual fund investments? Understanding what you are being charged and when you are paying it can help you become a wiser investor.
Just as there are different investment strategies and fund managers, so too are there different ways of paying the management, transaction and service costs of mutual funds. And, as you consider investing in mutual funds it is important to note that these costs are incurred whether the fund is increasing in value or declining.
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With the price of nearly everything from fuel oil to a college education rising, it is not surprising that many families are looking for ways to cut costs. In fact, reducing expenditures is something nearly every family can do without making a significant change to their current lifestyle.
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For most people, the need to save for retirement, particularly when they are in the midst of their working years, is a difficult concept to understand. Yet, the uncertain future of the Social Security system, coupled with the increasing incidence of under-funded or bankrupt corporate pension plans, makes the need to start saving early even more critical.
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