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Suppose an Accident Happens: Do You Know What to Do at the Scene?

Suppose an accident happens. then what?  Injuries from car accidents occur every 11 seconds, according to the National Highway Traffic Safety Administration (NHTSA), totaling over 6.3 million automobile crashes each year.  With odds like that, even the most careful driver is apt to be hit someday and possibly suffer a personal injury or substantial damage to their motor vehicle.

Renting: The Importance of Renters' Insurance

Renting an apartment or home is something that most of us do at least once during our lives. There are many reasons why people choose rentals. For some, an apartment is a rite of passage into young adulthood; for others, it is a necessary stop between primary residences. Still others view rentals as an inexpensive alternative to mortgage payments, homeowners insurance and property taxes.


Smoking May Cost More Than You Know

You've heard all the arguments about what smoking does to your body, and you're still smoking. If you don't believe your doctor or your family, have you ever considered what smoking has done to your insurance rates? When it comes to life insurance, smokers really get soaked, but they may also miss out on discounts on auto insurance and homeowners insurance.