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Real Estate

Virginia First Time Home Buyers
By Michelle E. Palmer

I have to say that I remember my first home very vividly. We keep in mind that many first time homebuyers do not have any experience in this area. We are very patient and careful to explain the entire home buying options to the first time homebuyer. There are many products that can assist nearly everyone in buying their first home.
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Virginia Refinance Loans, Relocation Loans
By Michelle E. Palmer

With rates at historic lows, refinancing is an excellent option. Many clients are taking advantage of 30 year fixed rates if they plan on staying in their home for an extended period or if they are not planning to live in Virginia for very loan many are taking advantage of interest only loans for shorter periods of time. The shorter the loan terms the lower the interest rate. There are also interest only options that make payments much more manageable while you take advantage of the increase in home prices and earn equity before you move or relocate to another part of the country.
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Are Home Warranties Really Worth the Money?
by Sherril Steele-Carlin

Many of these warranties aren't worth the paper they're printed on.

As an incentive to buy, many realtors negotiate a home warranty policy paid for by the sellers of the home. Often, these policies seem like an excellent idea, especially if the buyers are purchasing an older home. Normally the policy comes a week or so after the sale of the home, and they stipulate that any repairs on the home must be approved by them first.
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