Estate Planning: Buying a Cemetery Plot

By Michele Blandino

It’s one of those unpleasant tasks that sooner or later, almost everyone needs to complete: buying a cemetery plot.

And, while the process isn’t overly complicated, there are a few things you should think about before you purchase the piece of property where your remains will rest for eternity.

Location, Location, Location

One of the first things to think about is the type of burial you would like to have: the traditional underground interment or entombment in a mausoleum. There are no real advantages of one method over the other; the decision is typically made based on individual preferences. Once that decision is made, you can move on to investigating specific cemeteries. For many, the decision will rest largely on religious beliefs and requirements; those of the Jewish faith are typically interred in Jewish cemeteries, Roman Catholics in specially consecrated cemeteries. For others, the choice of a cemetery may be made based upon the desire to be buried in a specific locale.

Another important consideration is the number of people who may eventually share the same resting place. It is not uncommon for families to purchase large plots to accommodate their children and their spouses. If you think this will be the case for your family, you may be able to get a sizable discount if you purchase the plots at the same time.

Once you have a good idea of the type of burial you would like, the religious requirements and the size of the plot you would like to purchase, you can begin visiting cemeteries. It is important to insist on seeing the plot before making a commitment to buy – don’t let the manager try to pressure you into making a purchase based on a sketch or a map. If cost is a concern, ask if there are sections in the cemetery that are less expensive.

Other Factors

After you have located the specific plot you are interested in, there are several other factors to consider. First, be sure to ask what types of monuments or markers are permitted. While some cemeteries are fairly flexible, others may have size requirements for monuments or only allow flat grave markers. If the type of monument or marker is important to you, this is something you will want to know about before you make your purchase.

You will probably also be interested in knowing how the cemetery is maintained. While most cemeteries offer perpetual care as part of the purchase agreement, some require an annual maintenance fee. Similarly, some cemeteries have restrictions on the types of flowers or shrubbery that can be planted. Again, it’s best to know what is allowed before the purchase is completed.

Another consideration is the cost associated with opening and re-closing the grave. This should be included in the sales contract.

Finally, you will likely get the best deal if you buy well in advance to your anticipated need. This will give you ample time to make sure you are buying the plot that best suits your needs.